Insurance adjusters can be hired by insurance companies (in this case, we are talking about staff adjusters, or independent adjusters who represent the company’s best interests), or by the policyholders (public adjusters, who act like lawyers, trying to help their clients get the best compensation for their damage).
Reasons to hire a public insurance adjuster:
- This person is a licensed professional, who understands the insurance claims business inside and out and who will work exclusively for you, not for the insurance company.
- The staff adjuster, who works for your insurer, may offer you only a fraction of the real value of your claim; if you do not agree with it and decide to go for arbitration, it is good to know that the arbitrator is paid by the same insurance company, so there is no guarantee that it will work on your best interest either.
- If you are worried about costs, know that you will pay the public adjuster only once you get the money over costs of your deductible. In other words, public adjusters work on a contingency basis.
- Statistics show that hiring a public insurance adjuster can bring you even 5 times more money than the compensation offered by your insurance company.
If you have a roofing insurance claim and you want to make sure you are being compensated fairly, consider contacting a reputable San Jose roofing company to work with the insurance adjuster. This is a good approach to making sure repairs are made in full and expenses budgeted appropriately.